Binance futures fee schedule 2026: maker, taker, USDⓈ-M & Coin-M

The short version

At the base Regular tier Binance charges 0.0200% maker / 0.0500% taker on USDⓈ-M perpetual futures — the same headline base as OKX's USDT perpetuals, and one fifth of the maker fee you pay on Binance spot (a flat 0.1000%). Four things then move your real cost:

1. Your VIP tier — set by 30-day futures volume + BNB balance, stepping the maker fee toward 0.0000% at VIP 8.
2. The BNB discount — paying fees in BNB takes 10% off the futures fee (note: spot gets 25%, futures only 10%).
3. Funding — paid or received every 8 hours; not a Binance fee, but a real cost most models forget.
4. Affiliate / sub-broker rebate — a channel like JackTrader's Binance channel returns up to 40% of the fee you paid, typically settled weekly in USDT.

Tiers 1–4 compound; funding is a separate line. We work all of it below.

Binance USDⓈ-M perpetual futures fee schedule (Regular → VIP 9)

This is the table most people mean by "the Binance futures fee schedule". Volume that counts here is your 30-day USDⓈ-M plus Coin-M futures notional — spot volume does not pool into it. The maker fee compresses to zero at the top; the taker leg never goes free, which is why your maker/taker mix matters more than your tier once you are trading real size.

Schedule is approximate to Binance's published USDⓈ-M rates at time of writing; Binance adjusts the bands and BNB gates periodically. Each VIP tier also requires a minimum BNB balance — the full volume + BNB gates are in our Binance VIP tiers guide. Verify your exact tier on Binance's official futures fee page before relying on a number.

Coin-M (coin-margined) futures — same base, different settlement

Coin-M contracts are quoted in USD but margined and settled in the underlying coin (BTC, ETH, etc.). The fee base is essentially the same as USDⓈ-M — roughly 0.0200% maker / 0.0500% taker at Regular, climbing the same shape of ladder. The catch is not the fee, it is the settlement asset: your margin, PnL and fees are all denominated in the coin, so the USD value of everything moves with the coin's price. For a fee-sensitive volume trader that adds noise, which is why most bots and market makers stay on USDⓈ-M. Coin-M earns its place mainly for holders hedging a coin position they do not want to sell for tax or conviction reasons.

The BNB discount: 10% on futures, not 25%

This is the single most misquoted number in Binance's fee structure. If you enable "pay fees with BNB", Binance deducts the fee from your BNB balance and applies a discount — but the discount is not the same on both products:

So on futures the BNB toggle shaves a taker fee from 0.0500% to 0.0450% — useful, but modest, and it costs you BNB price exposure to capture. Unlike a rebate, the BNB discount is applied before the affiliate split, so the two do not conflict: BNB lowers the gross, the rebate returns a share of what is left.

The cost Binance's fee schedule never prints: funding

Every perpetual fee guide stops at maker/taker. For anyone holding a position for more than a few hours, that is only half the cost. Binance settles a funding payment every 8 hours (00:00, 08:00, 16:00 UTC) between longs and shorts, sized by the gap between the perpetual mark price and the spot index:

• When funding is positive, longs pay shorts; when negative, shorts pay longs.
• It is not a fee Binance keeps — it flows trader-to-trader — but it hits your account exactly like one.
• A "typical" funding rate sits near 0.0100% per 8 hours (≈0.03%/day, ≈11%/year) but spikes far higher in trending markets.

The practical takeaway: for a scalper or grid bot cycling in and out, funding is noise and the maker/taker fee dominates. For a directional carry held across days, funding can be several times your trading fee. A full cost model — the kind our funding rate vs trading fee breakdown builds — has to add both.

Worked example #1 — a futures grid bot at $5M / month

Assume a USDⓈ-M perpetual grid bot doing $5,000,000 notional per month, 80% maker / 20% taker (typical tight-grid mix) at the Regular rate, positions cycled fast enough that funding roughly nets out:

• Maker = $4.0M × 0.0200% = $800
• Taker = $1.0M × 0.0500% = $500
• Gross monthly fees = $1,300

Now stack the JackTrader sub-broker rebate at up to 40%, calculated on the fee you paid and settled weekly in USDT:

• Monthly rebate ≈ $1,300 × 40% = ~$520 / month
• Annual rebate ≈ ~$6,240 / year from a single $5M / month bot

Enable the BNB discount and the gross drops to ~$1,170 first; the rebate is then calculated on the smaller number, but the percentage holds. See the Binance rebate page for the assessment flow.

Worked example #2 — a taker-heavy desk at $20M / month

A momentum desk hitting the book aggressively might run 30% maker / 70% taker at $20M monthly notional, Regular tier:

• Maker = $6M × 0.0200% = $1,200
• Taker = $14M × 0.0500% = $7,000
• Gross = $8,200 / month

At $20M/month you are still short of the $15M-per-day pace VIP 1 wants over 30 days, so the base rate holds. The taker leg is 85% of the bill — no tier ever takes it to zero, so the up-to-40% rebate (~$3,280/month here) is the only lever that reliably compresses a taker-dominated book. Shifting even 20% of flow from taker to maker saves more than one whole VIP step.

Worked example #3 — why funding can beat the fee

Say you hold a $500,000 long through a trending week with funding averaging 0.0300% per 8 hours (elevated but common in a strong uptrend). You entered and will exit once — two taker fills:

• Trading fee = $500k × 0.0500% × 2 sides = $500 total
• Funding = $500k × 0.0300% × 3 payments/day × 7 days = ~$3,150

Funding is 6× the trading fee here. The rebate only touches the $500 trading-fee line — it cannot rebate funding, because funding is not a Binance fee. The lesson: minimise the leg you control (fees, via maker orders + rebate) and manage the leg you do not (funding, via timing and side selection).

How to actually lower your Binance futures cost

• Post maker, not taker — the maker leg is 0.0200% vs 0.0500%; shifting flow to limit orders that rest on the book is the biggest single lever, worth more than several VIP steps for most desks.
• Enable BNB only if you already hold it — 10% off is real, but buying BNB just to save 10% of a 0.05% fee adds price risk that can swamp the saving.
• Let futures volume feed your tier — futures turnover counts toward both your futures and (via the OR gate) your spot VIP tier; concentrate flow in one account rather than spreading it thin.
• Add the rebate last — it is the one discount that needs no BNB lock-up and no tier climb, and it compounds on whatever fee remains. Up to 40%, settled weekly in USDT.
• Model funding separately — never fold it into the maker/taker line; it is a different cost with a different fix (timing and side).

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Disclaimer: Fee schedules are accurate to Binance's published rates at the time of writing and may change without notice. This article is educational and not investment advice. JackTrader is an independent referral / sub-broker partner and is not Binance.