Binance futures fee schedule 2026: maker, taker, USDⓈ-M & Coin-M

The short version

At the base Regular tier Binance charges 0.0200% maker / 0.0500% taker on USDⓈ-M perpetual futures — one fifth of the maker fee you pay on Binance spot (a flat 0.1000%). Four things then move your real cost:

1. Your VIP tier — set by 30-day futures volume + BNB balance, stepping the maker fee toward 0.0000% at VIP 8.
2. The BNB discount — paying fees in BNB takes 10% off the futures fee (note: spot gets 25%, futures only 10%).
3. Funding — paid or received every 8 hours; not a Binance fee, but a real cost most models forget.
4. A referral rebate — a share of the fee you paid can come back through a referral channel. Through JackTrader, accounts with $50,000 or more in funds get an above-market rebate rate, assessed one-on-one.

Items 1, 2 and 4 stack; funding is a separate line. We work all of it below.

USDⓈ-M, USDT-M, USDT perpetual, Coin-M — which fee schedule applies to you

Half the confusion around the Binance futures fee schedule is naming, not rates. Binance's own interface writes the stablecoin-margined product with a circled S — USDⓈ-M — while its docs, most API wrappers and virtually every trader write the same thing as USDT-M, USDT-margined or simply a USDT perpetual. They are one product on one fee table. The genuine split is stablecoin-margined versus coin-margined:

Two practical consequences. First, if you are searching for a "USDT perpetual fee schedule" and only finding pages titled USDⓈ-M, you already have the right table — nothing is missing. Second, the two products sit behind separate API bases, so a bot wired to one will not see the other's positions or fees; check the current Binance API docs for the exact endpoints before you wire anything, because that mapping is the kind of detail that moves without announcement.

The volume ladder does not care which of the two you trade — USDⓈ-M and Coin-M notional pool together into the same 30-day futures volume, and spot volume stays out of it. That matters for anyone deciding whether to consolidate a book onto one contract type purely to climb tiers: you do not have to.

Binance USDⓈ-M perpetual futures fee schedule (Regular → VIP 9)

This is the table most people mean by "the Binance futures fee schedule". Volume that counts here is your 30-day USDⓈ-M plus Coin-M futures notional — spot volume does not pool into it. The maker fee compresses to zero at the top; the taker leg never goes free, which is why your maker/taker mix matters more than your tier once you are trading real size.

This is the one place on this site that prints the futures ladder tier by tier — deliberately, so there is a single version to keep current rather than several copies drifting apart. Binance does revise the volume thresholds, so if you are close to a boundary, confirm the row you are planning around against Binance's own futures fee page. The maker/taker rates move far less often than the volume bands do.

Read from Binance's published USDⓈ-M fee page on 18 September 2026. Binance moves these bands periodically — this table was materially out of date before that check, with the VIP 1 gate listed three times too high. From VIP 1 up you need the 30-day volume and the BNB balance; miss the BNB gate and you stay at the tier below no matter your volume. The same figures in machine-readable form are in our open fee-data repo, and the spot side is in our Binance VIP tiers guide. Verify your own tier on Binance's official futures fee page before relying on a number.

Coin-M (coin-margined) futures — same base, different settlement

Coin-M contracts are quoted in USD but margined and settled in the underlying coin (BTC, ETH, etc.). The fee base is essentially the same as USDⓈ-M — roughly 0.0200% maker / 0.0500% taker at Regular, climbing the same shape of ladder. The catch is not the fee, it is the settlement asset: your margin, PnL and fees are all denominated in the coin, so the USD value of everything moves with the coin's price. For a fee-sensitive volume trader that adds noise, which is why most bots and market makers stay on USDⓈ-M. Coin-M earns its place mainly for holders hedging a coin position they do not want to sell for tax or conviction reasons.

The BNB discount: 10% on futures, not 25%

This is the single most misquoted number in Binance's fee structure. If you enable "pay fees with BNB", Binance deducts the fee from your BNB balance and applies a discount — but the discount is not the same on both products:

So on futures the BNB toggle shaves a taker fee from 0.0500% to 0.0450% — useful, but modest, and it costs you BNB price exposure to capture. Unlike a rebate, the BNB discount is applied before the affiliate split, so the two do not conflict: BNB lowers the gross, the rebate returns a share of what is left.

The cost Binance's fee schedule never prints: funding

Every perpetual fee guide stops at maker/taker. For anyone holding a position for more than a few hours, that is only half the cost. Binance settles a funding payment every 8 hours (00:00, 08:00, 16:00 UTC) between longs and shorts, sized by the gap between the perpetual mark price and the spot index:

• When funding is positive, longs pay shorts; when negative, shorts pay longs.
• It is not a fee Binance keeps — it flows trader-to-trader — but it hits your account exactly like one.
• A "typical" funding rate sits near 0.0100% per 8 hours (≈0.03%/day, ≈11%/year) but spikes far higher in trending markets.

The practical takeaway: for a scalper or grid bot cycling in and out, funding is noise and the maker/taker fee dominates. For a directional carry held across days, funding can be several times your trading fee. A full cost model — the kind our funding rate vs trading fee breakdown builds — has to add both.

Worked example #1 — a futures grid bot at $5M / month

Assume a USDⓈ-M perpetual grid bot doing $5,000,000 notional per month, 80% maker / 20% taker (typical tight-grid mix) at the Regular rate, positions cycled fast enough that funding roughly nets out:

• Maker = $4.0M × 0.0200% = $800
• Taker = $1.0M × 0.0500% = $500
• Gross monthly fees = $1,300

That is roughly $15,600 a year in fees from a single $5M / month bot. Enable the BNB discount and the gross drops to ~$1,170 a month first; any rebate is then calculated on the smaller number. A book this size is where a rebate starts to matter: for traders with $50,000 or more in funds, JackTrader offers an above-market rebate rate. The exact rate is assessed one-on-one — contact us on Telegram for a quote, or see the Binance rebate page.

Worked example #2 — a taker-heavy desk at $20M / month

A momentum desk hitting the book aggressively might run 30% maker / 70% taker at $20M monthly notional. $20M clears the VIP 2 volume gate comfortably — but only if the account also holds 25 BNB. Miss that and the same flow prices at Regular:

• Maker = $6M × 0.0200% = $1,200
• Taker = $14M × 0.0500% = $7,000
• Gross = $8,200 / month

Clear the BNB gate and the same $20M prices at VIP 2 — maker 0.0160%, taker 0.0400% — taking the bill to about $6,560. That is $1,640 a month for holding 25 BNB, and it is the single most overlooked line in this table: the volume gate is the one everybody checks, the balance gate is the one that actually decides which row you land on.

Notice what does not change. At VIP 2 the taker leg is still roughly 85% of the bill. No tier ever takes taker to zero, so the levers that reliably compress a taker-dominated book are your fill style and a rebate on the fee you still pay. Moving 30% of total flow ($6M) from taker to maker saves about $1,800 a month at Regular rates — more than the entire VIP 2 step is worth (~$1,640). Fill style beats tier chasing at this size.

Worked example #3 — why funding can beat the fee

Say you hold a $500,000 long through a trending week with funding averaging 0.0300% per 8 hours (elevated but common in a strong uptrend). You entered and will exit once — two taker fills:

• Trading fee = $500k × 0.0500% × 2 sides = $500 total
• Funding = $500k × 0.0300% × 3 payments/day × 7 days = ~$3,150

Funding is 6× the trading fee here. A rebate only touches the $500 trading-fee line — it cannot rebate funding, because funding is not a Binance fee. The lesson: minimise the leg you control (fees, via maker orders + rebate) and manage the leg you do not (funding, via timing and side selection).

How to actually lower your Binance futures cost

• Post maker, not taker — the maker leg is 0.0200% vs 0.0500%; shifting flow to limit orders that rest on the book is the biggest single lever, worth more than several VIP steps for most desks.
• Enable BNB only if you already hold it — 10% off is real, but buying BNB just to save 10% of a 0.05% fee adds price risk that can swamp the saving.
• Let futures volume feed your tier — futures turnover counts toward both your futures and (via the OR gate) your spot VIP tier; concentrate flow in one account rather than spreading it thin.
• Add the rebate last — it is the one discount that needs no BNB lock-up and no tier climb, and it applies to whatever fee remains. For accounts with $50,000 or more in funds, JackTrader quotes an above-market rate one-on-one.
• Model funding separately — never fold it into the maker/taker line; it is a different cost with a different fix (timing and side).

FAQ

Disclaimer: Fee schedules are accurate to Binance's published rates at the time of writing and may change without notice. This article is educational and not investment advice. JackTrader is an independent referral partner and is not affiliated with Binance.